Why Pre-Qualify?

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Even if you have not narrowed down houses to visit yet, it's important to see your mortgage loan professional first. What for? What can we do for you if you have not made your offer, and don't know yet how much you want to borrow?

Pre-Qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. This process takes you through your current financial situation - your debt, income, career, and cash available for down payment, among other things. It's quick and to the point; We take pride in keeping the paperwork to a minimum.

Once you are determined to be eligible, we will prove our confidence in your potential to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also called a "pre-qual").

Buying Power

When you locate a house that catches your eye, and you decide to make an offer, being pre-qualified for a loan will do several things. First of all, you have some definite numbers in mind, as the total you can borrow. Being pre-qualified also will make your offer look even better to the home seller, as if you were bringing them a bag full of cash! They need not be concerned they are wasting their time if you will not be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not be something for them to fret over. You'll have the sway of a buyer ready to make the deal on the spot!

We will help you pre-qualify

Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. This process walks you through your financial situation - your debts, income, career, cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

One on one

It's vital for you to sit down and meet with us, even though you are welcome to also try the helpful mortgage calculators on our website. That way, we'll be able to help you get your pre-qualification letter. Then, we'll make sure we have found the right mortgage program for your situation. We're eager to meet with you: contact us at (941) 366-5800.

Have questions about pre-qualifying? Call us at (941) 366-5800. It's our job to answer pre-qualification questions, so we're happy to help!