Why it's Important to Pre-Qualify

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It is helpful to consult with your mortgage loan professional early — even before you've started researching neighborhoods. What for? What can we do for you before you have made an offer, and do not know yet the amount you want to borrow?

We Will Help You Pre-Qualify

We will help determine how much of a mortgage you can afford, and how much money you can borrow, by walking you through the pre-qualification process. During the process, we look at your capacity to borrow - looking at your employment, money available for down payment, debts, income, and other areas. It's short and to the point; We take pride in keeping the paperwork light.

Once you qualify, will give you what's called a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which states that we are helping you to find the ideal loan to meet your situation and that we are confident you will qualify for a mortgage loan up to a specific amount.

Power in the Pre-Qual

A number of beneifits open to you when you've found your next house, and have pre-qualification power. The first is that you'll be sure what you can afford when calculating the offer. Of greater importance to the existing home owner, your pre-qualification is like your having walked into their front door with a suitcase full of money to make the deal! They need not worry that they're wasting their time if you won't be able to have the ability to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to lose sleep over. They have a virtual guarantee to trust your ability to back up your offer.

We help with your pre-qualification

We will help you calculate how much of a mortgage you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. This process outlines your financial situation - your debt, income, employment, cash available for down payment, among other things. It is a short, thorough process with minimal risks for papercuts.

One-on-One

It's vital to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculators on our site. For one thing, you'll need a Pre-Qualification Letter! Then, we will make sure we have found the ideal mortgage program for you. Let us help you get started: Call us at (941) 366-5800.

Have questions about pre-qualifying? Call us at (941) 366-5800. We answer pre-qualification questions every day.